Stop Hiring Employees. Here's Why I Only Hire Contractors Now

Employees or contractors? It used to be a payroll question. With AI models dropping monthly instead of every six months, it's now a speed question — and in this solo episode I lay out exactly how I'm answering it at Taxifi: contractors only, paid a premium, chosen per project, so I can move as fast as the tools do.

I walk through the real trade-offs — Ontario labour rules vs. the freedom to end a contract tomorrow, the 75–100% premium contractors cost, SR&ED credits that favour employees, and why I'm choosing speed anyway. Plus the two things that convinced me: a Claude Skills setup that erased four or five admin hours a month in an afternoon, and a "weeks-long" build my developer shipped in three to five hours on a Saturday. The old playbook is out. This is the honest restructuring conversation every founder needs to have now.

⏱ Chapters
00:00 The Question Every Entrepreneur Has to Ask Now
00:17 You Can't Just Let an Employee Go
00:40 Are Your Employees Keeping Up With Your Business?
01:19 Why Taxifi Only Hires Contractors Now
01:58 Soft Skills vs. Technical Skills When AI Does the Technical
02:18 Speed Over Everything: Pay a Premium and Go
02:41 The Case for Employees: SR&ED Credits
03:02 You Have a Few Years Before Everyone Can Click a Button
03:30 Claude Skills Erased 4–5 Admin Hours a Month
04:17 The Restructure Has to Happen Now
05:03 Rip Out the Old Playbook
05:28 A Weeks-Long Build Done in 5 Hours on a Saturday

📬 Get in Touch with David
Instagram: 📸 instagram.com/davidrdinardo
LinkedIn: 💼 linkedin.com/in/davidrdinardo
Website: laidoffto8figures.com
Email: me@daviddinardo.com

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Educational purposes only — not financial, tax, or legal advice.

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