Co-Parenting Expenses Without the Conflict: Building Simple Split

Co-parenting finances can turn into receipts, screenshots, and text threads that create friction instead of clarity.

In this episode, I sit down with Nancy Gharib, Founder of Simple Split, a tool built to make expense sharing easier for co-parents (and even roommates) by creating a simple, transparent system for tracking and splitting shared expenses. One of the most interesting parts: the workflow is designed to be effortless, including a text-based experience where you can “flip a text” and the system handles the rest.

Nancy shares the story behind building Simple Split from lived experience, and what it takes to design a product around fairness, calm, and real-world behavior.

We get into:
- Why shared expenses break down (even when people mean well)
- Designing systems that reduce friction and emotional load
- Building something simple, transparent, and accessible
- Lessons from turning a personal pain point into a real product

Guest links:
Nancy Gharib / Simple Split on LinkedIn: linkedin.com/company/simple-split/
Simple Split website: simplesplit.co/