How I Bought 10 Properties in 10 Years Using My Corporation (Canada)

At 24, I was let go from my corporate job. By 34, I was financially free — and along the way I bought 10 rental properties, one a year for 10 years. This is the exact playbook.

In this solo episode, I break down the corporate structure that made it possible: why I bought every property through a corporation instead of personally (12.2% small business tax vs. up to 54% personal), the one-holding-company-per-property system, why cash flow is non-negotiable on every purchase, and the monthly bookkeeping habit that once caught a $400 water leak my tenant never reported.

⏱️ Timestamps
00:00 Laid Off at 24, 10 Properties by 34
00:20 Step 1: Corporate Earnings at 12.2% Tax
00:50 The Cash Flow Rule: Rent Covers Everything
01:16 Opportunity Cost: Business vs. Stocks vs. Real Estate Returns
02:29 Cash Flow at 5%, 20%, or 30% Down — No Exceptions
02:53 Capital Expenditures: The Rainy Day Reserve
03:17 One Holding Company Per Property (Liability + Bookkeeping)
04:28 Monthly Financials: Keeping Your Hand on the Pulse
05:45 How the Money Flows: Operating Co → Holding Co → Property
06:32 Setting Up a Federal Corporation in Canada
07:30 Passive vs. Active Income: The 50% Tax Trap
08:33 Using Expenses Strategically: Roofs, Appliances & Timing
09:55 The Budget Version: Separate Checking Accounts Per Property
11:00 Know Your Numbers: The $500 Water Bill Story
12:31 Why Corporate Money Beats Personal Money for Down Payments

📬 Get in Touch with David
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Website: laidoffto8figures.com
Email: me@daviddinardo.com
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